Delta Trip Insurance

I'd highly recommend against using Delta's trip insurance. Conceptually, it should cover expenses associated with canceling a trip. In reality, it's designed to make actually filing a claim as difficult as possible. My experience was that it would only cover items that you could get a doctors note justifying, and, that they'd design as complicated a claims process as possible. With Delta, they would only cover the $100 change fee, leaving a credit on an airline we never fly, and I believe there was a deductible involved as well.